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What the Lady Knows LLC makes no representations or warranties, express or implied, with respect to: the accuracy, relevancy, or quality of information. What the Lady Knows LLC does not assume and hereby disclaims any liability to any person or entity for any loss or damages (including, without limitation, physical, mental, special, indirect, incidental or consequential) caused in regard any information and\or any suggestion(s) or advice provided to you through this service by any and all readers, or as a result of your use of this service, regardless of whether resulting from negligence, accident, or any other cause whatsoever. Health and\or medical related advice given by What the Lady Knows LLC should be checked out by a licensed medical practitioner before being acted upon. We make every effort to provide you with helpful advice. However, this information should not be used in place of any recommendations by medical professionals or other professional counselors and should never substitute for medical care or treatment. No reader has any medical training and any advice given is based solely on the reading itself. Confirmation of payment must be received prior to reading being sent. All readings are non refundable.
What the Lady Knows LLC will do their best to see that readings will be received within 24-48 hours after confirmation of payment is sent via paypal. This is an approximate time frame and cannot be guaranteed. All prices are in US DOLLARS. All prices are subject to change without notice.
For instant messenger appointments of prepaid time:
Blocks 15, 30, 45 and 60 minutes are minimum charges. Minutes are not transferable and no portion of time can be saved to be used at another time unless approved by What The Lady Knows readers in advance. Any unused minutes will be forfeited. In the event we cannot do a scheduled reading due to computer malfunction, illness, etc. you will be given the choice of rescheduling the appointment or having the fee for that appointment refunded. 24 hours notice must be given to readers to reschedule an appointment time, or funds will be forfeited.
The Site and Advisor Services are available only to persons who are at least eighteen (18) years old and are otherwise capable of forming legally binding contracts under applicable law. Readings are for entertainment purposes only. You shall not use the Site or become a Member if you are located or reside in a country (a) in which use or participation is prohibited by law, decree, regulation, treaty or administrative act or (b) is prohibited from entering into trade relations with the United States or its citizens. Any legal action brought against What the Lady Knows LLC must be filed in the State of Connecticut.

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